I prefer wrestling over hiding in Vega's template but his is still good. In my opinion taking wrestling is better when you think you can escape from PKs with a recall. Hiding is better when running from player killers and you jump through a cave exit/entrance and hide. They'll usually think you recalled since few pks take tracking anymore.
Big thing to use: Razor
When working on your character, it is going to be your best friend. Working on your character in game all the time is tiresome. I mean, who wants to run around pressing hide all the time? So when you are done for the night, leave your comp running with a macro playing. If you are running razor AND ultima online in windows compatibility mode for XP Service Pack 3 AND in administrator mode, you can create and save macros by going under the macros tab, clicking new, and then recording your actions. Razor will save every hotkey, skill, and movement that you do in a macro you record. It can even keep track of your regs, pots, and any other item in your inventory in your macros.
If you are looking for a newbie friendly guild so you can get to know people, I recommend NIP (Ninjas in Pajamas). They're around all the time and everyone is willing to help each other out. I don't play as much as I used to, but I'm pretty much always checking the forums and IRC. In IRC, I go by Kyrie. Just shoot me a PM if you ever need help, advice, or want to join NIP. Or maybe you just want someone to farm with. I'll help with that too
Also, the second link Disorderly posted no longer applies on the shard. Provocation was changed sometime after that thread was created. Provocation is based on two checks. First, it checks your music skill for success. If you have 100 music skill, you have a 100% chance to pass this check. If you have 50 skill, then you have a 50% chance to succeed. 1 skill point=1% success. Provided you pass the music check, the game then checks your provocation. The same checks apply here too. 100% chance to provoke at 100 skill. 50% chance to provoke at 50 skill. Because of this, it is better to GM musicianship first so that you always pass the music skill. Because provocation checks your music skill, you will gain in music without actively clicking on your instrument but provocation gains will be exceedingly slow if your music is low.
Remember, the game checks music and THEN provocation. Failing music means you never get to try and provoke things. Therefore, you cannot gain provocation if you fail in music. The good news is musicianship takes only an hour or two to GM using a macro that double clicks your instrument for you.
My recommendation for the starting stats of a bard is 20 str/10 dex/ 50 int. Take magery at 50 skill, meditation at 49 skill, and music at 1 skill. This will get you a newbied (meaning it stays on you even after death as long as you are not a murderer) instrument. Macroing music and provo will raise your intelligence and dexterity. Don't let your dex get above 25. Afterwards, go out and buy a shepherd's crook and macro herding. This raises your strength exceedingly fast. Once you feel comfortable, go ahead and farm whenever you want. Later on, macroing eval int, magery, and meditation will take you to 100 int.